Terms and Conditions

Effective Date: August, 1st 2024

Reviewed Date: OCTOBER, 10th 2024

Welcome to Opportunity Two Excel Foundation (OTEF). By accessing our website you are agreeing to our terms and conditions as follows:

1. Acceptance of Terms and Conditions

By accessing our website or using our services, you agree to these Terms and Conditions. If you do not agree with any part of these terms, You are not expected to use our websites at this time.

2. Use of Our Website and Services

a. Eligibility
You must be at least 18 years old to use our website and services. By using our website, you represent and warrant that you meet this age requirement.

b. License
We grant you a limited, nonexclusive, non transferable, and revocable license to use our website and services for personal, noncommercial purposes, subject to these Terms and Conditions.

c. Prohibited Uses
You agree not to use our website and services for any unlawful or prohibited activities, including but not limited to:
Violating any applicable laws or regulations.
Infringing on the rights of others, including intellectual property rights.
Engaging in fraudulent, deceptive, or harmful conduct.
Distributing viruses or other harmful software.
Interfering with the operation of our website or services.

3. Content and Intellectual Property

a. Ownership
All content on our website, including text, graphics, logos, images, and software, is the property of OTEF or its content suppliers and is protected by intellectual property laws.

b. User Contributions
If you submit or post any content on our website, you grant OTEF a nonexclusive, royaltyfree, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media.

c. Copyright Infringement
We respect the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us with the relevant information.

4. Donations and Payments

a. Donations
All donations made to OTEF are voluntary and nonrefundable. By making a donation, you agree that the donation is made willingly and you will not seek a refund.

b. Payment Information
We use third-party payment processors to handle payment transactions. We do not store your payment information. By making a donation, you agree to the payment processor’s terms and conditions.

5. Privacy

Your use of our website and services is also governed by our Privacy Policy, which outlines our practices regarding the collection, use, and protection of your personal information. By using our website and services, you consent to our Privacy Policy.

6. Disclaimers and Limitation of Liability

a. Disclaimers
OTEF will not be liable for the content of this website or its use for any purpose .Our website and services are provided “as is” and “as available” without any warranties of any kind, either expressed or implied or statutory, including but not limited to warranties of accuracy,reliability and completeness.Furthermore, there is no warranty with respect to freedom from computer virus or other computer problem, regards to the contents of this websites or to its reference to or links to other resources and other websites.

b. Limitation of Liability
To the fullest extent permitted by law, OTEF and its affiliates, directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services.

7. Indemnification

You agree to indemnify, defend, and hold harmless OTEF and its affiliates, directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney’s fees, arising out of or related to your use of our website or services, or any violation of these Terms and Conditions.

8. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law principles. Any disputes arising out of or related to these terms shall be resolved in the courts of Ghana.

9. Changes to These Terms

We may update these Terms and Conditions from time to time. We will notify you of any significant changes by posting the new Terms and Conditions on our website and updating the effective date. Your continued use of our website and services after any changes indicates your acceptance of the updated Terms and Conditions.

10. Termination

We reserve the right to terminate or suspend your access to our website and services at our sole discretion, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to OTEF or its users.

11. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:
Email: info@opportunitytoexcel.com
Phone: +233 (0) 30 395 9102 / +233 559847742 / +233 268128013
Mailing Address: SK 6103 1100 D.T.D Service Plot Comm. 17 Sakumono Tema, Ghana.

12. Miscellaneous

a. Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and OTEF regarding your use of our website and services.

b. Severability
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.

c. Waiver
No waiver of any term or condition in these Terms and Conditions shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

d. Assignment
You may not assign your rights or obligations under these Terms and Conditions without our prior written consent. We may assign our rights and obligations under these Terms and Conditions at any time without notice to you.

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. Thank you for supporting Opportunity Two Excel Foundation (OTEF).